Levi Leidy

I'm a personal finance writer based in the San Francisco Bay Area. I tackle topics like Gen Z wealth and money management, investing, budgeting, real estate, and more.

About Levi

Levi is a Bay Area-based writer whose work has appeared on GOBankingRates, MSN, Yahoo, and more. With a background in narrative writing, he enjoys turning interesting conversations into impactful content. You can learn more about his skills and history on his LinkedIn.

The Future of Homebuying: Does Gen Z Have It Even Tougher Than Millennials?

Buying a home is no easy feat, but it’s grown substantially harder for younger generations of Americans. According to recent Census data, the homeownership rate for millennials stands at 48.6% — over 20 percentage points below Gen X and nearly 30 below baby boomers. Even among 40-year-old millennials, the homeownership rate (60%) lags behind older generations at that same age. Apartment List reports that 64% percent of Xers, 68% of boomers and 73% of the Silent Generation owned homes at 40.

Why the 50/30/20 Budget Is Unrealistic — and What To Do Instead

If you know anything about budgeting, you’ve likely heard of or even used the 50/30/20 method. This method dictates that 50% of your post-tax income goes toward “needs,” 30% goes to “wants” and 20% goes to savings. It sounds pretty good on the surface, and it is a simple, straightforward way to structure your budget. But it’s not a budget that works for the majority of Americans in 2022.

How COVID-19 Changed Gen Z’s Perspective on Money

Many millennials consider the 2008 recession their introduction to economics. Even the so-called ‘geriatric millennials’ were only in their mid-20s when the Great Recession struck, while the youngest were about to become teenagers. It was an event that shaped their definition of money, as well as their careers as students and professionals — probably for their entire lives. It’s no wonder they’re one of the most pessimistic generations when it comes to their finances.

25 Best Places To Live for Millennials

When people think of millennial havens, the first places that come to mind are probably big tech cities like Seattle or influencer meccas like Los Angeles. Sure, those cities have vibrant young populations, but they may not be the best when it comes to overall quality of life for the millennial generation. See: Baby Boomers, Gen X or Millennials — Who Really Had It Worst? Find Out: 20 Jobs Where Millennials Can Make Six Figures To find the best places for millennials in the U.S., GOBankingRat